Thrifty and Thriving: Ways to Save Money on Prescription Drugs

Thursday, February 17, 2011

Ways to Save Money on Prescription Drugs

The cost of prescription drugs can be an enormous drain on the budget. Enjoy this great article which gives some excellent suggestions on how to treat the high cost of prescription drugs.

http://www.walletpop.com/2011/02/15/savings-experiment-treating-the-high-cost-of-prescription-drugs/?icid=main%7Chtmlws-main-n%7Cdl9%7Csec1_lnk3%7C201866

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FAMILY FINANCE BASICS

Avoid Debt

Spending less money than you make is essential to your financial security. Avoid debt, with the exception of buying a modest home or paying for education or other vital needs. Save money to purchase what you need. If you are in debt, pay it off as quickly as possible.

Keep a Budget

Keep a record of your expenditures. Record and review monthly income and expenses. Determine how to reduce what you spend for non essentials.Use this information to establish a family budget. Plan what you will give as church donations, what you will save, and what you will spend for food, housing, utilities, transportation, clothing, insurance, and so on. Discipline yourself to live within your budget plan.

Build a Reserve

Gradually build a financial reserve, and use for emergencies only. If you save a little money regularly, you will be surprised how much accumulates over time.

Teach Family Members

Teach family members the principles of financial management. Involve them in creating a budget and setting financial goals. Teach the principles of hard work, frugality, and saving. Stress the importance of obtaining as much education as possible.

Thursday, February 17, 2011

Ways to Save Money on Prescription Drugs

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